Plain English Guide to Estate Planning

Most families have no estate plan. Not because they don't care. Because nobody ever explained it clearly.Every year, millions of American families lose time, money, and privacy when someone dies without a living trust. The estate gets tied up in probate for 12 to 18 months. Attorney fees consume 3 to 8 percent of the gross estate. The retirement account goes to an ex-spouse because a beneficiary d...