Talk Your Way Out of Debt: How to Deal with Creditors

Most people freeze when the phone rings and it is a creditor. You avoid calls, ignore letters, and hope it all somehow disappears. It does not. But here is what no one tells you: creditors are often willing to work with you-if you know what to say, when to say it, and what not to agree to. This book turns intimidating money talks into calm, controlled conversations. In clear, simple language, yo...