Wall Street Journal Guide to Starting Fresh

Three years after the economic meltdown began, many of us are still reeling from its devastating effects. Maybe you''re among the millions of homeowners who fell behind on their mortgages or you lost your home to foreclosure. Maybe you lost your job and have struggled to find a new one, meanwhile struggling with a drastically reduced income. Or perhaps you''re one of the roughly 1.5 million Americ...