Assessing Credit Default Risk Using Logistic Regression. A Transparent Approach to Scoring with the UCI Dataset and SPSS

Scientific Study from the year 2025 in the subject Economics - Finance, grade: 10.00, Mohammed V University at Agdal, course: Econometrie, language: English, abstract: Credit risk management is central to the stability and profitability of financial institutions. This study applies binary logistic regression to a real-world dataset of credit card clients to identify predictors of loan default. Usi...