Higher Life Design

I walked down the sidewalk on my way to the mailbox fearing the worst. Rather than a friend, the mailbox seemed more like an assassin. Its favorite target? My pride. My future. And most devastating - my credit score. I wasn''t financially irresponsible, but then again Donald Trump wasn''t sitting at my feet to learn any tips about money management either. Truth is I was broke. Worse than that, I w...