Wealth Across Generations, Protected by Design

The greatest threat to multigenerational wealth is not market volatility or poor investment selection - it is the federal transfer tax system, which imposes a flat 40% tax rate on all estate and gift transfers above the exemption threshold. The passage of the One Big Beautiful Bill Act (OBBBA) on July 4, 2025 permanently set the federal estate, gift, and generation-skipping transfer (GST) tax exem...