Banking law

First Published in 2014.

This book examines policy developments that have been occurring in the field of financial regulation and their implications for the insurance industry and markets.

A comprehensive guide to the rules and regulations that govern the UK financial services industry, providing:- Analysis of the various laws and regulations and how they impact on customer relations and retail products- An outline of the protection given to clients' money and the functioning of the prudential requirements- An explanation of the rationale and operation of enforcement procedures- Details of requirements as they apply to professionals who engage in financial services activities as an incidental part of their professional activities- A consideration of recently implemented EU initiativesThe fifth edition has been fully updated in line with the post-EU regime and in addition includes updates to: - the new investments and investment activities and the FCA rules and their impact- the FCA authorisation procedures and their impact- the approved persons regime- the rules and, in particular, their applications in relation to retail products and customer relations- the rules in relation to professionalsas well as coverage of:- the EU Market Abuse Regulation- 4th and 5th Money Laundering Directives in their UK form including additional examples of enforcement actions and prosecutions and the lessons to be learned- new case law in relation to enforcement and the lessons learnedCovering the latest developments, this valuable text is set out in the context of common practice and is indispensable for those working within or otherwise associated with the financial services industry, namely lawyers, compliance officers, auditors, financial advisers, consultants, academics and students.

European Banking and Financial Law Statutes presents all the key legislation for European banking and financial law in one student-friendly volume.

Among international financial centres (IFCs), London is known as the 'Western hub of Islamic Finance', on account of its well-developed legal infrastructure.

A practical, informative guide to banks major weakness Legal Data for Banking defines the legal data domain in the context of financial institutions, and describes how banks can leverage these assets to optimise business lines and effectively manage risk.

Taking stock of the 2008 global financial crisis, this book provides ''outside the box'' solutions for reforming international financial regulation.

Financial Crisis Management and Bank Resolution provides an analysis of the responses to the recent crisis that has beset the international financial markets taking a top down approach looking at the mechanisms to manage a financial crisis, to the practicalities of dealing with the resolution of a bank experiencing distress.

This book is a leading authority on central banking and financial regulation, including detailed legal and policy analysis of the institutions that safeguard monetary stability and financial stability nationally, at the EU level and globally.

This book is intended to provide a middle road between the basic student text and the heavy practitioner's manual.

This book explores the various considerations for achieving an effective regulatory strategy to improve financial access and usage in Nigeria and beyond.

Perhaps the greatest long-term challenge facing modern economies is how to pay for the living expenses and care costs of the elderly.

In the years since the 2008 financial crisis, U.

In the world's developing countries, foreign investment in natural resources brings into contact competing interests that are often characterised by unequal balances of negotiating power - from multinational corporations and host governments, through to the local people affected by the influx of foreign investment.

Can a price ever be too low?

Presenting legal and philosophical essays on money, this book exploresthe conditions according to which an object like a piece of paper, or anelectronic signal, has come to be seen as having a value.

This collection critically explores the use of financial technology (FinTech) and artificial intelligence (AI) in the financial sector and discusses effective regulation and the prevention of crime.

This book examines the regulatory framework for foreign direct investments, most notably the bilateral investment treaties which provide several guarantees that minimise the exposure of risks to foreign investors in a host State.

Islam encourages business and financial transactions as a way of securing the basic needs for all human beings, but these need to be conducted in accordance with the principles contained in the Qur'an and Sunnah.

Over the past two decades, the banking industry has expanded and consolidated at a stunningly unprecedented speed.

This book examines the regulatory framework for foreign direct investments, most notably the bilateral investment treaties which provide several guarantees that minimise the exposure of risks to foreign investors in a host State.

McCulloch v.

This book provides a comprehensive and expert examination of the Markets in Financial Instruments Directive II, which comes into force in January 2018 and will have a major impact on investment firms and financial markets.

Tax Avoidance and the Law is a helpful guide for undergraduate and postgraduate students who want a thorough understanding of this dynamic area of law.

This comprehensive book begins with a consideration of the nature of the general banker-customer relationship, the obligations it poses and the issues relating to the commencement of the banking relationship.

Setting forth the building blocks of banking bailout law, this book reconstructs a regulatory framework that might better serve countries during future crisis situations.

Due to the absence of due process and other procedural guarantees generally offered by judicial enforcement, informal debt collection practices (IDCPs) can become abusive, harming both consumers and the economy by threatening consumers' physical, psychological, and economic wellbeing; exposing lawabiding debt collectors to unfair competition; undermining the financial system; and negatively impacting social peace by resorting to criminal activity.

Comparative Takeover Regulation compares the laws relating to takeovers in leading Asian economies and relates them to broader global developments.

Cross-border Electronic Banking addresses everything from the changes made to payment clearing since the deregulation of cross-border flows of funds, to the development of capital adequacy ratios and the Euro.

Since the financial crisis, one of the key priorities of the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) has been individual accountability.

This is a history-though, intentionally, a brief history-of the rise of law and economics as a field of thought in the U.

An exploration of how financial market laws and regulations can - and should - govern the use of artificial intelligence.

One of the main issues for a buyer making an acquisition is how to finance it.

Analyzes the different types of debt-for-development exchanges and the different ways they have been used by all donor nations.

Over the last few decades, banks, insurers, pension funds, investments firms and other financial institutions have become subject to sometimes dramatically new, but always substantially more, legislation.

This book was the first comprehensive treatment of credit cards in the global economy.

First comparative study of major special needs financial planning mechanisms, namely guardianship, enduring/lasting powers of attorney, and special needs trusts.

Consumer credit information systems are the tools used by the majority of lenders to manage credit risk, with lenders accessing credit reference databases managed by third party providers to evaluate a consumer's credit application.

This book describes and assesses an emerging threat to states' territorial control and sovereignty: the hostile control of companies that carry out privatized aspects of sovereign authority.

Social science theorists from various scholarly disciplines have contributed to a recent literature that examines how the finance industry has expanded and now wields increasing influence across a variety of economic fields and industries.

Analyses banking regulation and recent international developments, including Basel IV, bank resolution and Brexit, and their impact on bank governance.

This book is the first academic contribution that deals with international taxation of income sources from sports events.

A new edition of Dennis Rosenthal's Consumer Credit Law and Practice - A Guide is always an event to be welcomed by the busy practitioner In all this welter of regulation, there is a great need for a work which reduces the mass of case law and regulation covered in encyclopaedic works into a clear, concise and readable form which steers a way through the labyrinth.

This book examines the legal and regulatory aspects of cryptocurrency and blockchain and the emerging practical issues that these issues involve.

Although much has been written about innovation in the past several years, not all parts of the innovation lifecycle have been given the same treatment.

Exploring the phenomenon of diffusion of legal norms accompanying economic globalisation in developing countries, this book examines the blanket imposition of standard regulatory templates, maintaining that every jurisdiction requires customised legal solutions.

A comprehensive, up-to-date and accessible introduction to Australian banking and finance law and regulation.

The 2008 financial crisis has become one of the defining features of the twenty first century's first decade.

This book explains the legal principles, rules, concepts, and developments that underpin the practice of financial law in common law countries, and by extension across the world.